Written for Anyone Starting Over
Articles on faith, finances, and life's hardest transitions — written by J. Tracy Graham, Christian financial advisor and guardian of the household in Shreveport, LA.
After the Sale, Who Are You?. When the business sells and the wire clears, the financial question is the easy part. The harder question is the one nobody prepares you for: now who are you? The Barn He Built Could Not Hold What He Needed Most. The ancient parable of the barn builder speaks directly to the fear that drives most financial decisions in the hardest seasons of life — and offers the only antidote that actually works. The Question Nobody Asks First (But Should). Everyone in a major financial transition asks the same question first. It's the wrong one. Here's the question that actually determines what you do with the money. You Built Something Real. Now What Do You Do With It?. Selling a business is one of the most significant financial events of a lifetime. The money arrives — and so does a question most advisors never help you answer: what is it all for now? Your Heavenly Father Knows What You Need. In the weeks after losing a spouse, the financial questions arrive before you are ready. Jesus's words to anxious people — spoken two thousand years ago — are exactly what this season calls for. When the Storm Came and the House Fell: Building on What Lasts After Divorce. Divorce shakes everything you thought was your foundation — including your financial life. Jesus's parable of the two builders offers the most honest and hopeful framework for what comes next. The Inheritance Arrived. Who Is It Serving Now?. An inheritance arrives with both financial complexity and a question most advisors never help you answer: what is this money now for, and who will it serve? Welcome to OIKOPH. Articles written for people navigating the financial side of life's hardest transitions. Saturday — The In-Between Day. Today is Saturday — the day after Good Friday and the day before Resurrection Sunday. And it turns out, Saturday is where most of us actually live. The House Question. After losing a spouse, the house becomes the most emotionally loaded financial decision of the first year. Here is how to think about it — and why clarity, not speed, is the goal. What Do I Do With the Life Insurance Money? The Question Nobody Prepares You For. When a life insurance check arrives after losing your spouse, the pressure to do something with it can be overwhelming. Here's what to do — and what to wait on. What You Do With Sunday. The resurrection does not resolve your financial disorientation. But it does something more important — it settles the only question that was ever going to paralyze you.